Japan’s largest accounting software vendor, Yayoi, enters the online lending business

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Leading SaaS solution enables rapid launch of service

Within the Fintech sector, the spotlight is now on a new business model known as online lending. An alternative to traditional financing spearheaded by banks, online lending uses ICT to provide lending opportunities to many customers by deploying new screening and lending methods that differ from conventional approaches. Innovations based on artificial intelligence (AI) and other technologies are opening up unprecedented business opportunities. Online lending has already started in Japan, giving an insight into how the development of business models and systems may evolve.

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  • Automated credit using an AI model built based on Yayoi’s accounting data
  • Rapid, low-cost development made possible with Fujitsu’s comprehensive support
  • Offering a ‘LaaS’ platform to other financial institutions